4.4
33.2K reviews
1M+
Downloads
Content rating
Everyone
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About this app

About Capital Borrowing


Pinjam Modal is an application for applying for online business capital and employee loans. We help connect people who need unsecured loans to people who provide loans with an easy, safe and fast process.

Borrow Capital or PT Financial Integration Technology is a subsidiary of PT BFI Finance Indonesia, Tbk., one of the largest and oldest multi-finance companies in Indonesia. Capital Borrowing is licensed and supervised by the Financial Services Authority (OJK) with permission letter: KEP - 20/D.05/2020, on June 11, 2020 Pinjam Modal also has ISO 27001 certification in the field of financial aggregator services.

Capital Lending Services


πŸ‘· Employee Loans for Partner Companies

SPECIAL loans for company employees who have collaborated with Pinjam Modal.

Product Description:
- Tenor: 91 Days to 180 Days
- Loan Limit: 1 - 10 million
- Minimum Period: 91 Days
- Interest 1.5%/Month or maximum APR 18%

Employee Loan Simulation
If you borrow IDR 9,000,000 with a term of 3 months and interest of 1.5% per month, the monthly installment is the 1st installment of IDR 3,347,000, and the next installment is IDR 3,347,000.

Minimum Requirements for Fast Disbursement Online Money Loans:
β€’ Indonesian citizens
β€’ Have a steady income
β€’ Age 21 - 55 years
β€’ Have a savings account in your personal name as a means of transfer

How do I apply for a loan?


1. Register for a Capital Borrowing Account
Register or Login easily using your Email.

2. Determine the Loan Amount and Tenor
Choose your online money loan value from 1 million Rupiah to 10 million Rupiah, minimum tenor 91 days to 180 days.

3. Fill in Personal Data
Complete a complete profile to process your online money loan. Pinjam Modal will protect and keep your personal data confidential.

4. Loan Decisions
Through an integrated system, loan decisions are made in less than 2 hours. Once approved, funds will be transferred to your payroll account.

5. Pay On Time
Installment payments are made through a salary deduction system, this makes it easier for you to manage your finances.

Pinjam Modal maintains the confidentiality of your data, we will not see contact numbers, SMS, photo albums and other privacy information. You can use the Pinjam Modal application calmly and safely because Pinjam Modal has ISO 27001 certification in the field of financial aggregator services.

Contact our Customer Service at:
* Email: customer@pinjammodal.id
* Facebook: https://web.facebook.com/pinjammodalindonesia
* Instagram: https://www.instagram.com/pinjammodalid
* Operating hours Monday-Friday 09:00-17:00

Official Address:
PT Financial Integration Technology
Foresta Business Loft 5 Number 11, Banten Province, Tangerang Regency, Pagedangan District, Lengkong Kulon Village.
Updated on
Jan 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
33K reviews
Daniel R Alexander H
February 24, 2021
WOW!! Phenomenal customer support. they are super helpful. i do really appreciate the service and features. i really recommend this app. great job ! thank you, pinjam modal..
33 people found this review helpful
Nanda Dimas Saputra
June 21, 2021
This app is very helpful for people like me who need capital to start a business and very nice UI, easy to apply for a loan, clear from ads, and the most important thing is this app registered with OJK
19 people found this review helpful
PT Finansial Integrasi Teknologi
June 24, 2021
Hi kak Nanda, Thanks for your feedback. Your words give us positive energy to add more features on the app to make your experience better.
Arsa hadiyatama
June 12, 2021
Its a good apps for starting a bussines, its easy to use, the visual is good, and im sure that the developer and the team do their job wellπŸ™ goodluck
35 people found this review helpful
PT Finansial Integrasi Teknologi
June 16, 2021
Hi, Arsa! Thank you for your kind words πŸ™ Please recommend our app to your friends, and don’t hesitate to shoot us a note at customer@pinjammodal.id if you have any questions.